Canadian Personal Finance Tips and Credit Card Reviews 

A travel-focused Visa Infinite card with no foreign transaction fees, solid insurance, and lounge access—designed for Canadians who travel abroad regularly.

This card stands out for its high cash-back rates on U.S. dollar purchases and enhanced rewards for Rogers-affiliated customers. The inclusion of travel insurance and lounge access perks adds value, especially for frequent travelers. However, the benefits are most pronounced for those who meet the income criteria and are existing Rogers, Fido, or Shaw customers.

The American Express Cobalt® Card is a choice for Canadians who prioritize earning rewards on everyday spending, particularly in categories like dining, groceries, and streaming services. Its flexible Membership Rewards program and strong earn rates make it especially appealing to those who can maximize its benefits.